Buying a home, refinancing or investing involves more than finding an advertised interest rate. Your loan structure, lender requirements, fees, features and longer-term plans all matter. LNL Finance provides personalised mortgage-broking support from Joondalup, helping clients across Perth and Western Australia understand and compare suitable home-loan options.
Comparison
We consider all the lenders on our panels and then narrow down the options to suit your needs. We endeavour to provide at least 3 suitable options for any scenario presented to us.
Quality
The service we provide is free of cost to you and we guarantee continued service throughout the process. We aim to ensure that you understand the how and why when obtaining a home loan. The more you know, the more comfortable you are with making a decision.
Understanding
We understand that every person and scenario is unique and we place a high priority on ensuring that we understand your circumstances before making any recommendations. This includes looking at your borrowing capacity from what you can afford against what you may be comfortable in actually borrowing. We are extremely flexible to your needs, which is why we assist our clients on the weekend, after hours, and at their home or work
Best Interest
The best interests duty only applies to mortgage brokers, not banks. This means that banks are not subject to acting in their customer's best interests. Instead, banks may opt to recommend their products as the customer's best mortgage option, denying them of choice and legal grounds.
Unique
We have gone through the process ourselves as first home buying, upgrading and purchasing investment properties. Combining this with our experience in getting hundreds of approved home loans, we pride ourselves on helping you on your journey the same way have. We pride ourselves on you understanding the long-term commitment you make when getting a mortgage.
Would you like to discuss the potential and viability of purchasing an investment property but do not know where to start? Let us walk you through the process and help align you with accountants, financial planners, and property managers to ensure this is the best decision for you. This can include using equity from your current home, and keeping your current home as an investment while purchasing a new owner-occupied home.
Would you like to discuss the potential and viability of purchasing an investment property but do not know where to start? Let us walk you through the process and help align you with accountants, financial planners, and property managers to ensure this is the best decision for you. This can include using equity from your current home, and keeping your current home as an investment while purchasing a new owner-occupied home.
Do you have a competitive interest rate? We find that too many clients remain with the same lender, paying too much. Any savings can be used as additional repayments on your home loan. Quite often these savings are found within your current lender. Completing several valuations and looking for refinancing rebates are vital to the holistic review of your situation.
Do you have a competitive interest rate? We find that too many clients remain with the same lender, paying too much. Any savings can be used as additional repayments on your home loan. Quite often these savings are found within your current lender. Completing several valuations and looking for refinancing rebates are vital to the holistic review of your situation.
Obtain a pre-approval prior to making an offer on a property ensures that you pass lenders ever changing credit policies. Pre-approvals allow you the confidence to purchase a property within a 3-6 month period. We assist with your first home owner grant and walk you through the paperwork and services needed when buying a home. Additionally, we assist with the signing of loan contracts.
Obtain a pre-approval prior to making an offer on a property ensures that you pass lenders ever changing credit policies. Pre-approvals allow you the confidence to purchase a property within a 3-6 month period. We assist with your first home owner grant and walk you through the paperwork and services needed when buying a home. Additionally, we assist with the signing of loan contracts.
Do you find yourself paying multiple high-interest rate repayments spread across credit cards, personal and car loans on top of your home loan? Consolidating your debt into one easy repayment may be the answer you were searching for to put your finances back on track!
Do you find yourself paying multiple high-interest rate repayments spread across credit cards, personal and car loans on top of your home loan? Consolidating your debt into one easy repayment may be the answer you were searching for to put your finances back on track!
We pride outlives on delivering a 5-star service. Take a look below at just some of our clients experience.
Melissa Moss
April 2022
Col Keegan
July 2020
Amy Carmichael
February 2021
